Other ways to save | Oxfordshire Pension Fund

Older contracts (pre‑2014)

If you have added years or ARCs that started before April 2014, they will continue until you leave or cancel them.

These work like AVCs but are separate from the LGPS. You choose your own provider and investment options.

You can save into a personal pension alongside your LGPS. You receive tax relief on contributions up to 100% of your earnings (or £3,600 if higher).

There are multiple other investment vehicles available on the market. Please take advice before committing.